AblePay Health members can save up to 13% on their out-of-pocket medical expenses (copays, deductibles, and coinsurance).

ACMH is partnering with AblePay to help you manage out-of-pocket medical expenses, saving you money and time!

As an AblePay member, you have flexible payment options on every ACMH bill and the full support of AblePay billing experts if you have a question.The program is NO-COST and works with any primary health insurance, including Medicare. It can be used by those who have no health insurance and are considered “self-pay”. You can also include family members on your AblePay account. 


  • They process payments for medical providers on behalf of their members, reducing their expenses.
  • They deliver providers prompt payment. Hence they are willing to accept our reimbursement as payment in full, allowing us to offer all the benefits membership provides.
  • Once enrolled, show your AblePay card during your next appointment. AblePay receives your charges and pays the provider per their agreed rate.
  • When you are notified via email and text, you will have 5 days to decide how much you wish to save by choosing the payment option that works for you!


  • The convenient AblePay Member Portal makes paying and tracking medical expenses easy and efficient.
  • Their team of medical claim experts is always available to answer questions and will even reach out to the providers billing staff on your behalf if needed.


AblePay Health members can save up to 13%  on their out-of-pocket medical expenses (copays, deductibles, and coinsurance).

To begin enjoying the benefits of your AblePay Health Membership, visit: ablepayhealth.com/acmhcares.
Enrolling is simple and within minutes you will be on your way to saving with AblePay Health!

Customer Service Phone: 484-292-4000
Customer Service Email: support@ablepayhealth.com
For More Information Visit: AblePayHealth.com

Q: How can there be No-Cost or No Interest Charged when using the Ablepay program?
A: We assist medical providers by helping reduce their receivable times and expenses. In exchange for prompt payment, providers are willing to offer us a lower rate, covering our business costs.

Q: Is AblePay insurance?
A: No, it is entered as secondary insurance only for the purpose of the bill being sent to AblePay for processing.

Q: Do I still receive my Explanation of Benefits (EOB)?
A: Yes! You will still receive your Explanation of Benefits (EOB) from your insurance carrier.

Q: Can I include my spouse and children under my account?
A: You can include anyone under your account that you wish to be financially responsible for, even if their health insurance is different than yours.

Q: Is AblePay HIPAA compliant?
A: Yes, AblePay is HIPAA compliant and takes the security of your Protected Health Information (PHI) seriously.

Q: What do you do with my payment method information?
A: The data is tokenized in order to process payments without viewing your sensitive information.

Q: Can I use AblePay for Dental/Vision/Rx?
A: We are unable to provide savings on these services at this time